THE FUTURE IS HERE

Thinking clearly in an AI era

1. Automate – Free Your Mind from the Mundane: If it’s repetitive, rules-based, and low-risk, just leverage these technologies to automate it.

2. Augment – When judgment is key but efficiency matters, use AI to enhance human decisions, not replace them. E.g. for retail bank a GenAI-powered assistant for relationship managers that pulls customer history, risk scoring, and sentiment from previous chats to prep for client calls is helpful.

3. Avoid – Some areas require human ethics, trust, and presence—don’t outsource them. e.g. customers preferred a human advisor in cases involving complex financial planning. So we used AI only to assist internal advisors not replace relationship managers in Wealth Mngt.

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